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KTP Elektronik Belum Diterima Perbankan
Sampai 2013, KTP
elektronik sudah dicetak untuk 176 juta warga. Namun, dunia perbankan masih belum menerima
penggunaan KTP elektronik yang semestinya berlaku secara nasional.
Indonesia.com- Sampai 2013, KTP elektronik sudah dicetak untuk 176 juta warga.
Namun, dunia perbankan masih belum menerima penggunaan KTP elektronik yang semestinya berlaku
KTP elektronik dilaksanakan sejak 2011 dengan tujuan tidak ada lagi
warga yang memiliki KTP lebih dari satu.
Sebelumnya, salah satu alasan memiliki KTP
ganda yang paling banyak dikemukakan adalah untuk membeli rumah, kendaraan bermotor, serta
membuka rekening di bank.
Namun, kendati Presiden sudah menerbitkan aturan yang
menyebutkan KTP elektronik berlaku nasional mulai 2013, kenyataannya lain.
Kota Tangerang, kemarin gagal membuka rekening di Bank Mandiri. Sebab, KTP elektroniknya
diterbitkan di Yogyakarta.
Pihak bank meminta dia membawa surat keterangan domisili
dari RT, RW, dan kelurahan di Sleman, Yogyakarta.
Sebelumnya, Rika juga gagal membeli
kendaraan karena KTP elektroniknya tidak bisa digunakan.
Peraturan Presiden 67/2011
tentang Penerapan KTP Berbasis NIK secara Nasional tidak hanya menyebutkan KTP elektronik
sebagai identitas resmi bukti domisili penduduk, bukti diri penduduk untuk administrasi
pemerintahan, dan bukti diri penduduk untuk pengurusan kepentingan pelayanan publik di instansi
pemerintah, pemerintah daerah, lembaga perbankan, dan swasta.
pemerintah, pemerintah daerah, lembaga perbankan dan swasta juga diwajibkan menyiapkan
kelengkapan teknis yang diperlukan berkaitan dengan penerapan e-KTP termasuk pembaca kartu (card
Gubernur Bank Indonesia Darmin Nasution mengatakan, kerja sama dengan
Kementerian Dalam Negeri terkait penggunaan KTP elektronik dan data kependudukan yang tunggal
baru dimulai dengan penandatangan nota kesepahaman Senin (6/5/2013).
Kerja sama ini
mendorong perbankan menggunakan KTP elektronik. Namun, itu bukan sesuatu yang bisa langsung
diterapkan karena diperlukan pembaca kartu (card reader).
Kerja sama ini, lanjut
Darmin, juga akan digunakan dalam sistem perbankan secara keseluruhan.
dibentuk nomor identitas keuangan dengan dasar nomor induk kependudukan (NIK).
ini, menurut Darmin dalam sambutannya, akan memudahkan dalam kepemilikan rekening seorang
Saat ini, tiadanya nomor identitas keuangan membuat seseorang bisa memiliki 30
rekening tanpa terdeteksi. Namun, ketika ditanya kapan KTP elektronik ditargetkan diterima
dunia perbankan Indonesia, Darmin mengelak.
"Wong kita baru mulai kerja sama
koq," ujarnya. Terkait perlindungan data kependudukan yang dibagi oleh Kemendagri, Darmin
juga menyatakan tidak mampu melakukannya.
Kendati bisa membuat Peratuan BI yang tegas,
Darmin tidak mampu menjawab sanksi yang bisa diterapkan.
Dia mengelak dengan
mengatakan sulit mengetahui di level mana kebocoran data terjadi. Sebab, biasanya dilakukan
"orang dalam" bank.
"BI tidak mencampuri bank sampai ke dalam, mereka
bertanggungjawab terhadap rahasia keuangan orang, rahasia data orang, dan itu mestinya tanggung
jawab dari bank. Kalau data Anda terbuka, Anda berhak menuntut banknya. Tapi tidak semua data
pribadi rahasia, data tabungan pasti rahasia, tapi kalau pinjam uang di bank itu bukan
Sementara Menteri Dalam Negeri Gamawan Fauzi mengatakan,
pembaca kartu (card reader) adalah produk dalam negeri dan bisa dibeli di BPPT.
"Kami hanya memfasilitasi kalau ada yang mau beli card reader impor, tapi produksi
dalam negeri lebih murah harganya dan BPPT menjual produk itu untuk swasta," tutur
Selain dengan BI, Kemendagri juga bekerja sama dengan Direktorat Jenderal
Pajak Kementerian Keuangan untuk berbagi data kependudukan.
Data ini, kata Dirjen
Pajak Fuad Rahmany, akan membantu dalam mengoptimalkan penerimaan pajak. Sebab, saat ini jumlah
wajib pajak yang terdaftar baru 60 jutaan dari 110 juta orang yang bekerja di Indonesia.
Lemahnya tingkat kepatuhan membayar pajak disebabkan pula lemahnya akses pada informasi
warga dan data tempat tinggalnya.
Bila data nomor pokok wajib pajak dan identitas
tunggal sudah berpadu, penelusuran wajib pajak lebih mudah dilakukan.
menambahkan, tahun 2013 ini pencetakan KTP elektronik akan mencapai 176 juta.
pemerintah pusat bersama pemerintah daerah masih mencari wajib KTP yang belum merekam data untuk
KTP elektronik. Diperkirakan masih sekitar 16 juta wajib KTP yang belum merekam data.
Editor :Maulana Lee
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Negative View of U.S. Race Relations Grows, Poll Finds
Public perceptions of race relations in America have grown substantially more negative in the aftermath of the death of a young black man who was injured while in police custody in Baltimore and the subsequent unrest, far eclipsing the sentiment recorded in the wake of turmoil in Ferguson, Mo., last summer.
The poll findings highlight the challenges for local leaders and police officials in trying to maintain order while sustaining faith in the criminal justice system in a racially polarized nation.
Sixty-one percent of Americans now say race relations in this country are generally bad. That figure is up sharply from 44 percent after the fatal police shooting of Michael Brown and the unrest that followed in Ferguson in August, and 43 percent in December. In a CBS News poll just two months ago, 38 percent said race relations were generally bad. Current views are by far the worst of Barack Obama’s presidency.
The negative sentiment is echoed by broad majorities of blacks and whites alike, a stark change from earlier this year, when 58 percent of blacks thought race relations were bad, but just 35 percent of whites agreed. In August, 48 percent of blacks and 41 percent of whites said they felt that way.
Looking ahead, 44 percent of Americans think race relations are worsening, up from 36 percent in December. Forty-one percent of blacks and 46 percent of whites think so. Pessimism among whites has increased 10 points since December.
The poll finds that profound racial divisions in views of how the police use deadly force remain. Blacks are more than twice as likely to say police in most communities are more apt to use deadly force against a black person — 79 percent of blacks say so compared with 37 percent of whites. A slim majority of whites say race is not a factor in a police officer’s decision to use deadly force.
Overall, 44 percent of Americans say deadly force is more likely to be used against a black person, up from 37 percent in August and 40 percent in December.
Blacks also remain far more likely than whites to say they feel mostly anxious about the police in their community. Forty-two percent say so, while 51 percent feel mostly safe. Among whites, 8 in 10 feel mostly safe.
One proposal to address the matter — having on-duty police officers wear body cameras — receives overwhelming support. More than 9 in 10 whites and blacks alike favor it.
Asked specifically about the situation in Baltimore, most Americans expressed at least some confidence that the investigation by local authorities would be conducted fairly. But while nearly two-thirds of whites think so, fewer than half of blacks agree. Still, more blacks are confident now than were in August regarding the investigation in Ferguson. On Friday, six members of the police force involved in the arrest of Mr. Gray were charged with serious offenses, including manslaughter. The poll was conducted Thursday through Sunday; results from before charges were announced are similar to those from after.
Reaction to the recent turmoil in Baltimore, however, is similar among blacks and whites. Most Americans, 61 percent, say the unrest after Mr. Gray’s death was not justified. That includes 64 percent of whites and 57 percent of blacks.
The nationwide poll was conducted from April 30 to May 3 on landlines and cellphones with 1,027 adults, including 793 whites and 128 blacks. The margin of sampling error is plus or minus three percentage points for all adults, four percentage points for whites and nine percentage points for blacks. See the full poll here.
Meet Mago, Former Heavyweight
GREENWICH, Conn. — Mago is in the bedroom. You can go in.
The big man lies on a hospital bed with his bare feet scraping its bottom rail. His head is propped on a scarlet pillow, the left temple dented, the right side paralyzed. His dark hair is kept just long enough to conceal the scars.
The occasional sounds he makes are understood only by his wife, but he still has that punctuating left hand. In slow motion, the fingers curl and close. A thumbs-up greeting.
This is Magomed Abdusalamov, 34, also known as the Russian Tyson, also known as Mago. He is a former heavyweight boxer who scored four knockouts and 14 technical knockouts in his first 18 professional fights. He preferred to stand between rounds. Sitting conveyed weakness.
But Mago lost his 19th fight, his big chance, at the packed Theater at Madison Square Garden in November 2013. His 19th decision, and his last.
Now here he is, in a small bedroom in a working-class neighborhood in Greenwich, in a modest house his family rents cheap from a devoted friend. The air-pressure machine for his mattress hums like an expectant crowd.
Today is like any other day, except for those days when he is hurried in crisis to the hospital. Every three hours during the night, his slight wife, Bakanay, 28, has risen to turn his 6-foot-3 body — 210 pounds of dead weight. It has to be done. Infections of the gaping bedsore above his tailbone have nearly killed him.
Then, with the help of a young caretaker, Baka has gotten two of their daughters off to elementary school and settled down the toddler. Yes, Mago and Baka are blessed with all girls, but they had also hoped for a son someday.
They feed Mago as they clean him; it’s easier that way. For breakfast, which comes with a side of crushed antiseizure pills, he likes oatmeal with a squirt of Hershey’s chocolate syrup. But even oatmeal must be puréed and fed to him by spoon.
He opens his mouth to indicate more, the way a baby does. But his paralysis has made everything a choking hazard. His water needs a stirring of powdered food thickener, and still he chokes — eh-eh-eh — as he tries to cough up what will not go down.
Mago used to drink only water. No alcohol. Not even soda. A sip of juice would be as far as he dared. Now even water betrays him.
With the caretaker’s help, Baka uses a washcloth and soap to clean his body and shampoo his hair. How handsome still, she has thought. Sometimes, in the night, she leaves the bedroom to watch old videos, just to hear again his voice in the fullness of life. She cries, wipes her eyes and returns, feigning happiness. Mago must never see her sad.
When Baka finishes, Mago is cleanshaven and fresh down to his trimmed and filed toenails. “I want him to look good,” she says.
Theirs was an arranged Muslim marriage in Makhachkala, in the Russian republic of Dagestan. He was 23, she was 18 and their future hinged on boxing. Sometimes they would shadowbox in love, her David to his Goliath. You are so strong, he would tell her.
His father once told him he could either be a bandit or an athlete, but if he chose banditry, “I will kill you.” This paternal advice, Mago later told The Ventura County Reporter, “made it a very easy decision for me.”
Mago won against mediocre competition, in Moscow and Hollywood, Fla., in Las Vegas and Johnstown, Pa. He was knocked down only once, and even then, it surprised more than hurt. He scored a technical knockout in the next round.
It all led up to this: the undercard at the Garden, Mike Perez vs. Magomed Abdusalamov, 10 rounds, on HBO. A win, he believed, would improve his chances of taking on the heavyweight champion Wladimir Klitschko, who sat in the crowd of 4,600 with his fiancée, the actress Hayden Panettiere, watching.
Wearing black-and-red trunks and a green mouth guard, Mago went to work. But in the first round, a hard forearm to his left cheek rocked him. At the bell, he returned to his corner, and this time, he sat down. “I think it’s broken,” he repeatedly said in Russian.
Maybe at that point, somebody — the referee, the ringside doctors, his handlers — should have stopped the fight, under a guiding principle: better one punch too early than one punch too late. But the bloody trade of blows continued into the seventh, eighth, ninth, a hand and orbital bone broken, his face transforming.
Meanwhile, in the family’s apartment in Miami, Baka forced herself to watch the broadcast. She could see it in his swollen eyes. Something was off.
After the final round, Perez raised his tattooed arms in victory, and Mago wandered off in a fog. He had taken 312 punches in about 40 minutes, for a purse of $40,000.
In the locker room, doctors sutured a cut above Mago’s left eye and tested his cognitive abilities. He did not do well. The ambulance that waits in expectation at every fight was not summoned by boxing officials.
Blood was pooling in Mago’s cranial cavity as he left the Garden. He vomited on the pavement while his handlers flagged a taxi to St. Luke’s-Roosevelt Hospital. There, doctors induced a coma and removed part of his skull to drain fluids and ease the swelling.
Then came the stroke.
It is lunchtime now, and the aroma of puréed beef and potatoes lingers. So do the questions.
How will Mago and Baka pay the $2 million in medical bills they owe? What if their friend can no longer offer them this home? Will they win their lawsuits against the five ringside doctors, the referee, and a New York State boxing inspector? What about Mago’s future care?
Most of all: Is this it?
A napkin rests on Mago’s chest. As another spoonful of mush approaches, he opens his mouth, half-swallows, chokes, and coughs until it clears. Eh-eh-eh. Sometimes he turns bluish, but Baka never shows fear. Always happy for Mago.
Some days he is wheeled out for physical therapy or speech therapy. Today, two massage therapists come to knead his half-limp body like a pair of skilled corner men.
Soon, Mago will doze. Then his three daughters, ages 2, 6 and 9, will descend upon him to talk of their day. Not long ago, the oldest lugged his championship belt to school for a proud show-and-tell moment. Her classmates were amazed at the weight of it.
Then, tonight, there will be more puréed food and pulverized medication, more coughing, and more tender care from his wife, before sleep comes.
He half-smiles, raises his one good hand, and forms a fist.